investment opportunities

At Loewith Greenberg Management Corp., we offer investors the choice between two powerful real estate investment strategies designed to meet diverse financial goals:

Long-Term Builder Partnerships to Create Generational Wealth

Build lasting wealth with our long-term investment platform. By partnering with us, you can invest in high-quality properties designed to generate steady rental income and long-term capital appreciation. Perfect for those looking to secure financial stability for future generations, these investments allow you to create a legacy while benefiting from professional management, tax advantages, and inflation-protected growth.

Merchant Builder Investments for Accelerated Cash Flow

For investors seeking quicker returns, our merchant builder platform focuses on developing properties to sell upon completion. By capitalizing on market timing and construction efficiency, this strategy delivers the potential for high returns over shorter investment horizons, allowing you to profit from real estate without long-term commitments. Explore these investment paths with us and choose the strategy that aligns with your vision for growth, wealth, and financial security.

Long-Term Investment Platform

Investing with a builder for the long term, potentially as a ‘generational investment’, can offer a distinct set of benefits.

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Short-Term Investment Platform

Investing in a ‘merchant builder’, a developer who constructs properties for the purpose of selling rather than holding long-term, can offer several benefits to investors.

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long-term benefits

Investing with a builder over the long term allows for the creation of a more sustainable and potentially lucrative portfolio of assets, with the added benefits of steady income, capital appreciation, and the ability to leave a lasting financial legacy for future generations.

Steady Cash Flow from Rental Income

By holding the properties developed by the builder instead of selling them immediately, investors can benefit from a consistent and potentially growing stream of rental income. Over time, rental rates often increase, contributing to higher cash flows and greater returns.

Wealth Preservation and Generational Transfer

Real estate is often seen as a long-term wealth preservation tool. As property values generally appreciate over time, a well-located and well-maintained property can grow in value, making it an ideal asset to pass down to future generations. Investing with a builder long-term allows for control over high-quality assets that can be handed down, providing financial stability for heirs.

Capital Appreciation

Over the long term, real estate typically appreciates in value, especially in growing markets. By holding on to properties instead of selling them after construction, investors can benefit from the compound effect of property value appreciation. This can result insignificant gains over time, especially in high-demand areas.

Equity Build-Up Through Mortgage Paydown

If properties are financed through debt, over time, as tenants pay rent, a portion of that rental income goes toward paying down the mortgage. This gradually increases the equity in the property, building wealth passively.

Tax Benefits

Long-term real estate investments often come with significant tax advantages.Investors can benefit from depreciation, which allows for the deduction of a portion of the property’s value each year. Additionally, long-term capital gains may be taxed at a lower rate compared to short-term profits, and there may be opportunities for deferring taxes through mechanisms like a 1031 exchange (in the U.S.) or similar tax deferral strategies.

Inflation Hedge

Real estate is generally considered a good hedge against inflation. As inflation increases, the value of the property and rental income tends to rise as well, preserving and growing the purchasing power of the investment. Over the long term, inflation-driven rent increases can significantly boost returns

Control Over Property Development

Partnering with a builder on a long-term basis gives investors more control over the type and quality of properties being developed. This can ensure that properties align with long-term investment goals, whether focusing on sustainability, targeting high-demand tenant groups, or selecting prime locations that may increase in value overtime.

Reduced Market Timing Risk

Short-term real estate investments can be sensitive to market cycles, with downturns potentially erasing gains. By holding properties for the long term, investors are better able to weather market fluctuations and avoid the pressure to sell during a downmarket. Long-term investing smooths out the ups and downs of real estate cycles.

Passive Income for Retirement

Long-term real estate investments can be a source of passive income, particularly useful for retirement. As rental income continues to come in, even after the mortgage is paid off, investors can enjoy high cash flow with fewer ongoing expenses. This can provide a reliable source of income in later life.

Professional Management and Scalability

If investing with a builder, the builder often provides property management services, particularly if the builder transitions into holding assets long-term. This means that investors can benefit from professional management of their real estate assets, reducing the hands-on work typically involved in property ownership. Moreover, a long-term partnership with a builder may offer scalability, as both parties can develop and manage a portfolio of properties overtime.

Ability to Create Legacy Projects

Long-term investments with a builder can allow investors to focus on creating legacy assets—properties or developments that have a lasting impact on a community or a city. These could be landmarks, mixed-use developments, or environmentally sustainable projects that contribute to a family’s long-term vision for generational impact.

Diversification Across Property Types and Markets

By partnering with a builder for long-term investment, investors may have the opportunity to diversify across multiple property types (residential, commercial, mixed-use) and geographic markets. This diversification can reduce risk, as different property types and locations may perform better at various points in the market cycle.

Lower Transaction Costs Over Time

Frequent buying and selling of properties comes with high transaction costs, including taxes, agent fees, and closing costs. Holding properties over the long term avoids the frequent churn of assets and its associated expenses, improving the overall return on investment.

Customization for Long-Term Value

Working closely with a builder allows investors to potentially influence the development’s design and infrastructure, ensuring properties are constructed with along-term focus. Features that enhance longevity, like sustainable building practices, energy-efficient designs, and adaptable layouts, can lead to better long-term returns and reduced maintenance costs.

Short-term benefits

Potential for High Returns

Merchant builders often focus on selling properties quickly, generating potentially higher returns over a shorter investment period. Once a property is built and sold, investors can realize profits sooner compared to longer-term development or holding strategies.

Reduced Holding Risk

Merchant builders aim to sell completed properties rather than holding them for rental income or long-term appreciation. This reduces exposure to long-term market risks such as vacancy rates, property management challenges, or fluctuating interest rates.

Access to Development Expertise

Merchant builders are typically experienced in property development, including market analysis, construction management, and regulatory processes. Investors benefit from this expertise without needing to be involved in day-to-day operations, mitigating execution risk.

Diversification

Investing in a merchant builder can allow investors to diversify their real estate portfolios. Instead of owning a single property, investors can potentially gain exposure to multiple development projects across different markets and asset types (e.g.,residential, commercial).

Tax Efficiency

Depending on the jurisdiction, gains from investing in a merchant builder may be structured more tax-efficiently. Capital gains on property sales can sometimes be taxed at lower rates than regular income, although this depends on local tax laws and the structure of the investment.

Flexible Exit Strategies

Since merchant builders focus on selling properties, investments are often structured with clear exit strategies. Investors can expect liquidity upon the completion and sale of projects, which contrasts with long-term buy-and-hold investments that may lock up capital for extended periods.

Less Exposure to Market Cycles

Merchant builders typically aim to time their projects to coincide with favorable market conditions, selling properties when demand is high. This can provide some insulation from longer-term market cycles, as the goal is to exit before a downturn.

Customization of Investment Size

Investors in merchant builders can often tailor their investment sizes depending on the specific project or their financial goals. This allows for flexibility in terms of capital commitment and risk exposure.